Realize Your Dream of
Home Ownership

Residential & Commercial Home Loan Broker in Utah

At Patriot Home Loans, Inc., we simplify the mortgage process, whether you're a first-time homebuyer, real estate investor, or looking to refinance. We believe in providing personalized loan solutions to meet your unique needs and goals. Our experienced team is here to guide you every step of the way.

We offer a wide range of loan products, including FHA, VA, USDA, Jumbo, and Commercial loans, along with specialized options like Reverse mortgages (HECM's), Non-QM loans, and bridge loans, 1099 loans, ITIN loans, Construction loans and Hard Money loans. Whether you're a first-time homebuyer, self-employed individual, investor, or looking for down payment assistance, we have the expertise to guide you through the process.

Looking to refinance? Our programs, such as FHA Streamline, VA Cash-Out and VA IRRL and conventional refinancing, are designed to help you save on interest or access your home’s equity. 

Proudly serving ALL of Utah including, Salt Lake City, Park City, and Saint George, we combine local expertise with a commitment to exceptional service, helping clients find the perfect mortgage solution.

Discover the Patriot Difference – Personal attention, customized loans, and a seamless experience. Contact us today to take the next step toward your homeownership or refinancing goals.

Refinancing? We can help you with that, too!

We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or get a better rate and term, we can assist you there too. What makes Patriot Home Loans, Inc. unique is that, in addition to the regular "Agency" loans, we also offer the following programs: 

Bank Statement
No Income Qualifying/ "DSCR" programs
Stated Income
Home Equity Line of Credit "HELOC"
Investor Loans
Fix and Flip
Hard Money
Non-Warrantable Condo
Condo-tel
Non-Qualified Mortgage / "Non-QM" (also known as Outside "Dodd-Frank")

Contact Lauren your Home Loan Advisor, Mortgage Broker, Certified Credit Specialist (CCS), Certified Military & Veteran Loan Specialist (CVLS) and Certified Reverse Mortgage Specialist (CREV) today to discuss your mortgage options and find out which home loan program best meets your needs.